solarion06 asked:


Indicate the effects of the following transactions on net long-term financing (NLF), working capital requirement (WCR), net short-term financing (NSF), and net profit. Use + to indicate an increase, - to indicate a decrease, and 0 to indicate no effect.

Shares are issues for cash
Good from inventory are sold for cash
Good from inventory are sold on account
A fixed asset is sold for cash for less than book value
A fixed asset is sold for cash for more than book value
Corporate income tax is paid
Payment is made to trade creditors
Cash is obtained through a short-term bank loan
Cash is obtained through a long-term bank loan
A cash dividend is declared and paid
Accounts receivable are collected
Merchandise is purchased on account
Cash advances are made to employees
Minority interest in a firm is acquired for cash
Equipment is acquires for cash

Payday Loan

Lu_Lu_Belle asked:


seems i have a (stupid )payee who is threatening to take me to court
and sue me for “non payment”–
however i have proof that this person has REFUSED a recent payment
which was in the form of a cashier’s check–
the proof is an envelope with the cashier’s check i sent still in it
that was marked “return to sender” by the person who has refused payment–
( probobly to avoid the “600.00 amount” so they would not have to report the income to the IRS ?)
the seal of the envelope is undisturbed ( nice )–

to top it all off,
i had written “check enclosed” on the check before sending the check off to the payee,
and the post office put a sticker over the end of the word “enclosed”
( sweet )
so i think that proves i had written “check enclosed” on the envelope BEFORE
the envelope was handled by the post office a second time–
( the first time it was sent by priority mail delivery confirmation in one of those clear envelopes )

i have made atleast 3 official requests for a
w-9 during a 6-9 month period to this payee
because the IRS told me i should not pay anyone who refused to give me a w-9–

since he has continuously refused to provide me with a w-9
and since he has sent a cashier’s check back to me ( refusing payment )
i am now refusing to issue payments until the payee provides me with a w-9–

now, people who know me and the payee
are giving messages to me from him that basically state
that he is demanding that i pay him in cash (crazy and stupid )–

needless to say, i have refused to issue any cash payments
and will continue to refuse to issue any cash payments so can i be sucessfully sued for non payment if i am taken to court by this payee? we never went to an attorney to get contracts drawn up between us that specified a method of payment ( i knew that question was coming)–
thank you in advance for any time and attention you may give to this question (please don’t ask any questions, cause i can’t answer them if you don’t allow emails)

sjv24 asked:


I sold a phone a couple of days ago and the buyer sent the money but in my PayPal account it says it is “pending” and the status says “On Hold - Ship Now” but I told the buyer that I would not ship until the money is cleared and in my account. Well I received an email supposedly from PayPal today that says the following:

Dear (my name),

Hi, my name is Blaire and I am a supervisor here at PayPal. I was able
to speak to one of your recent buyers, (Buyers name). They have
given us the information that you will not send him the item without the
eBay hold being released.

PayPal may release the Payment Hold when one of the criteria is met:

· When you receive positive feedback on eBay from the buyer.

· After 21 days without a buyer dispute, claim, chargeback or other
action.

· 3 days after PayPal confirms item delivery.

We recommend that you ship the item once payment has been received. The
sooner the buyer receives the item, the sooner you’ll receive positive
feedback.

PayPal can confirm delivery if you use USPS, UPS, or FedEx to ship the
item and use PayPal shipping labels, or upload tracking information to
PayPal through the transaction details page. This applies to US domestic
transactions only.

If you ship through an alternative carrier or the shipment is not US
domestic, PayPal will be unable to confirm delivery. In this situation,
the buyer must provide positive feedback or 21 days must elapse without
a buyer dispute, claim, chargeback or other action.

If you no longer wish to send the item though, please kindly refund them
their money as soon as possible.

When a payment is refunded using the “Issue Refund” link, PayPal credits
the refund based on the source of the original payment.

· For payments funded with a bank account, PayPal credits the
refund to your PayPal balance.
· For payments sent using a credit card, PayPal credits the refund
to the credit card.
· For payments funded by a credit card and another source, PayPal
refunds the credit card portion to the credit card and the remainder to
your PayPal balance.
· For payments funded by a credit card using the payment type “Cash
Advance”, the funds are returned to the PayPal balance.
· For payments funded by a secure card, the funds are returned to
the PayPal balance.
Note:

· Refunds are in the same currency and we use the same conversion
rate as the original payment.
· Because of credit card policies, refunds to credit cards can
take up to 30 days to appear on your statement.
· When Redemption Codes/Gift Certificates are used to fund a
payment and the payment is refunded, the balance is returned to the
buyer’s Redemption Code/Gift Certificate balance.

Please let me know if you need further assistance.

Sincerely,
Blaire
PayPal Consumer Support
PayPal, an eBay Company

I need to know… is this real or what should my next step be? Thank you!

Payday Loans

serena s asked:


Hi, My name is Tracy Marthan. i need a Professional Affordable Graphic Design Services that can design and print about 200pcs of Wedding invitation cards. because am about to wed, so i need a Graphic Design and printer service that will design and print 200 pcs of wedding invitation card for the invitees to the wedding ceremony. Right now, i’m in England(London) with my Husband to visit my mother in-law for the wedding preparation, we shall be back to the state next week.

If you can do the service for me, kindly tell me the price for 200pcs of wedding invitation cards , then i will forward the Full information to you about the wedding ( THE WIFE AND HUSBAND’S NAME , DATE, TIME, VENUE, etc) and make the payment to you by check or Money Order. i will like you to tell me your service cost for the 200pcs of invitation cards and I will make every provision for you, but I want a prefect job as I said before. Please just make every thing perfect before my arrival . I will be in the state by next week, but I want everything ready before i and my husband arrive .

I will contact my Boss to issue a Check in your name and send it to you, the amount that will be issued and send is $2,750, Its my wedding bonus from my Boss, but it will be issue in U.S Check which takes a long time to cash here in London , so I will like you to accept it, deduct $500 for advance Deposit for your service, and send the remaining balance to me or my Traveling Agent, because its for me and my Husband’s Flight ticket and Bills. If eventually your service charge is more than $500, I will pay you the balance when I arrive and if its not up to $500, I will have my balance as well, but I will compensiate you if the jobs are well done.

I will need your Full Details to issue the payment, such as:

FULL NAME:
ADDRESS:
CITY:
STATE:
ZIP CODE:
TELEPHONE:
CELL PHONE:

immediately you forward the payment details, I will call you and I will send your Full name and address to my Boss, then he will issue the check and send it to you, that means you will receive the check latest by Friday this week . I will like to do every thing fast, because the wedding is far approaching, the date is saturday 29 of this Month, so i need the invitation cards fast for the invitees awareness. where is your business located? and what is your phone number?

Looking forward to read back from you.

Tracy Marthan

This is an email I got and it sounds to good to be true… It sounds like a scam but does anyone know for sure its a scam??? Thanks

Payday Loans

SO Screwed asked:


I was really sick all of last month and in a moment of a lack of lucidity, I paid my husband’s truck twice and didn’t pay my car at all. Well, now I just paid my husband’s truck and don’t have the money to pay my car til next week. I am now officially 32 days late. I have made a payment arrangement with Chase and explained the situation with them. She has given me until next week to pay last months payment and is deferring this months payment. She also says Chase does not repo unless you are 60 days or more late, but I’m not sure I believe her. I’m just wondering if its worth the money to take a cash advance and catch up now or accept our arrangement. Anytime someone won’t give me written confirmation of an agreement I am suspicious that they are going to uphold their side of the deal. I have also heard of Chase and Nissan specifically issuing Repo orders the morning after you go 30 days late. I understand that I have a responsibility and it was an honest mistake…

Payday Loan Default

Apurva Shree asked:

Faxless low fee payday loan is being sought after by more and more people as it is one of the most convenient forms of credit. It can be tough when the traditional credit options are unavailable and you need to make payments immediately to avoid a late payment penalty. At such times you can consider a simple and easy to secure instant cash loan. This is because this loan is available to even those with bad credit and even to people who have been through a bad bankruptcy. You may wonder how come, well it is because there are no credit checks.

Advantages Of Faxless Payday Loans

When you opt for a these loans, you are selecting a service that offers you a lower rate than other firms that offer a standard rate. You just need to fill in a simple application form online, providing a few details such as your name, address, email address, phone number, as well as details about your work such as the name, address and telephone number of your work place, name of your employer, your job designation, your monthly salary etc. The information you provide is verified electronically so you do not need to fax in documents as well. No faxing loans are approved within a few minutes, after the details have been verified. The loan will then be deposited in your bank account within a day.

Popular Low Fee Payday Loans

Many firms offer the lowest fee payday loan and as they are indeed very helpful their services are much in demand especially during the holiday season. People borrow as much as they can afford to repay within their next payday and make merry buying and doing things they desire. There are also firms that offer payday loan with no fee but while some are genuine there are indeed some unscrupulous firms that you need to steer clear of.

You may secure a faxless cash advance from anywhere at anytime as these stores operate 24/7 online. You may secure a loan while you are away on a holiday and have run short of cash and get the cash deposited into your checking account within one working day. You need no collateral and you need not worry about asking anybody else for a loan. It is much better than facing the penalty of a bounced check and it is highly confidential nobody needs to know about it but you.

Can I be arrested for default on payday loan?

Payday asked:


Free Payday Loan

They say that nothing in life is free. That is mostly true except for a few things.On the financial side there are VERY few things that are free, but you can get a free payday loan! Yes, a free payday loan is absolutely free and only requires a few moments of your time to fill out the

online application. Nothing more.

So, what’s the catch to a free payday loan? Actually there is no catch. You take out the free payday loan and pay it back on time as agreed in the free payday loan contract and there are NO FEES, NO INTEREST and no hassle! To keep the loan free, you must pay the loan on it’ due date and that is it. No hidden costs or problems.

What If you Can’t pay back your free payday loan on time? Well, that is not a problem but it will no longer be a

free payday loanand you will have to pay the fees and interest normally accrued with a payday loan. These free payday loans are not for everyone. They are for first time customers only. If you take out another loan with the same company in the future, it will be a regular payday loan with all associated fees and interest.

I have personally tried this free

guaranteed payday loan to see if there was some loophole I was missing, surprisingly there wasn’t! I borrowed $300 payday loan and two weeks later I repaid exactly $300 and not a dime more and my loan was paid in full! It is a great company to work with to get your free payday loan. In some cases your free paydayloan can be had in about an hour. I personally did not qualify for this option, but I did have my cash the next morning. Not a bad wait to save ALOT on interest and fees!

Can a free payday loan hurt you? Sure it can! Just like any other financial product, you must use it with caution. If you know you can’t meet the terms of the agreement, don’t do it!!. If you can’t pay it back on time, a

free payday loancan end up costing you more than you had hoped for and put you in a cycle of debt that is hard to overcome. If you can pay back as agreed, a free payday loan is one of the best loan products on the market for those in need of fast cash!



Payday Loan Default

Helen Hecker asked:


If you’re thinking about getting a payday loan for the first time it’s important to get fully informed to avoid serious problems. If you fully understand what you’re getting into and are confident you can pay the loan back on time then you can think about going ahead. In this article are some of the problems you should be aware of and avoid if you do decide to get a payday cash loan or cash advance.

If you have any doubts about being able to repay the loan, I would look for alternatives. In fact you should look for alternatives first to find the emergency cash you need.

Before you borrow any amount of money through a payday loan, payday cash loan or cash advance payday loan (they’re the same) it’s important to know whether you’re creating a bigger problem for yourself and whether you can handle the repayment once you commit. So make sure to understand all the facts. If you get caught in a cycle of payday loans and cash advances it can be hard to get out of and expensive too.

You definitely want to compare interest rates of cash advance loans, which are usually high. Besides comparing the interest rates, you want to thoroughly research several payday stores or online payday loan lenders. Be aware of any state laws that might be relevant. State laws can put a cap on the interest rate and vary depending on the state that offers them. Your payment will be higher when you pay a higher interest rate, so it’s worth the time to make a comparison.

If you have payday stores locally get some quotes from them. Compare them to the online lenders and you could save quite a bit. Online payday lenders are competitive and offer faxless or no fax loans. This means you don’t have to provide any or as much documentation.

When you borrow any amount of money from payday cash loan lenders, the amount of interest is tacked on when it’s time to pay the loan. However if you can’t repay it, interest is added again to the total amount along with the initial interest and is rolled over. If that is not paid then interest is added again to the total and so it goes on and on. If this loan isn’t repaid within a few months the loan amount can end up outrageously high. So it’s mandatory that you pay the loan on time.

What you don’t want to do is take out a payday cash loan to repay another payday cash loan or any other type of loan either if you’ve already borrowed. Many people file for bankruptcy when they get debts that are out of control like this.

Make sure you understand all the lending procedures and also be realistic and don’t jump in blindly. Take a deep breath and do the homework. Make sure to compare as many lenders as possible to get the best rates. If you take the time to do it right and have explored all the other alternatives to getting a payday loan, it’ll be well worth your time.



Payday Loan Default

Apurva Shree asked:


Faxless low fee payday loan is being sought after by more and more people as it is one of the most convenient forms of credit. It can be tough when the traditional credit options are unavailable and you need to make payments immediately to avoid a late payment penalty. At such times you can consider a simple and easy to secure online low fee cash loan. This is because this loan is available to even those with bad credit and even to people who have been through a bad bankruptcy. You may wonder how come, well it is because there are no credit checks.

Advantages Of Faxless Payday Cash loans

When you opt for a low fee payday loan you are selecting a service that offers you a lower rate than other firms that offer a standard rate. You just need to fill in a simple application form online, providing a few details such as your name, address, email address, phone number, as well as details about your work such as the name, address and telephone number of your work place, name of your employer, your job designation, your monthly salary etc. The information you provide is verified electronically so you do not need to fax in documents as well. The faxless low fee cash loan is approved within a few minutes, after the details have been verified. The loan will then be deposited in your bank account within a day.

Popular Low Fee Payday Loans

Many firms offer the lowest fee payday loan and as they are indeed very helpful their services are much in demand especially during the holiday season. People borrow as much as they can afford to repay within their next payday and make merry buying and doing things they desire. There are also firms that offer payday loan with no fee but while some are genuine there are indeed some unscrupulous firms that you need to steer clear of.

You may secure a faxless low fee payday loan from anywhere at anytime as these stores operate 24/7 online. You may secure a loan while you are away on a holiday and have run short of cash and get the cash deposited into your checking account within one working day. You need no collateral and you need not worry about asking anybody else for a loan. It is much better than facing the penalty of a bounced check and it is highly confidential; nobody needs to know about it but you.



Payday Loans

Rave Blackburn asked:


 

Certain situations are there for handling which sometimes you would require money as fast as it is possible. Your friends and relatives may not be around you all the time to help you out with the required finance. Under such circumstances the same day payday loans can only be trusted. For repaying these you will not be liable to anyone and are easy to pay off through your pay or salary.

The loan term is adjustable with everybody’s payday. The payable amount will be thus, transferred from the borrowers bank account to the lender on his payday. Whatever, your occupation is, you will be paid money. The things that matters are that your salary should at least be £1000 per month and you should be of or above 18 years age with an active personal bank account.

These loans are quite helpful as the loan amount that ranges from £100 to £1500 with 14 to 31 days repayment period is sufficient for managing financial obligations. Child’s examination fees, medical bills, home rent or installments, car repairing or installments or electricity bills have to be paid off by you. In that the loan amount can help you always as none of such problems are avoidable.

You will not face any problem while applying for and withdrawing the loan. In fact, for your ease and comfort the loan amount will be offered to you right on the same day when you apply for it. The reason for which these do not takes more than 24 hours is that these are free from credit checks. In addition to that, lengthy paperwork too is not being involved here.

The absence of credit checks is making things easier for the bad credit holders. Now people with CCJs, arrears, late payment or bankruptcy can also face their problems right in the moment these appears. All thanks to the same day payday loans which are helping all by any way possible.