devilbware asked:
I currently have a payday loan that is way past due ( they still call but have not sent to collections yet ). I need to know if this will cause me to be denied a refund anticipation loan. Anybody have experience with this situation? I plan to pay this off with with my tax refund. I live in Indiana if that helps……
Payday Loan Default
I currently have a payday loan that is way past due ( they still call but have not sent to collections yet ). I need to know if this will cause me to be denied a refund anticipation loan. Anybody have experience with this situation? I plan to pay this off with with my tax refund. I live in Indiana if that helps……
Payday Loan Default
January 19th, 2009 at 11:07 am
I don’t believe it will have any effect. I was in the same situation last year and was able to get my refund anticipation loan without problems or questions.
January 22nd, 2009 at 7:02 pm
Shouldn’t stop you from getting an anticipation loan, along with it’s resulting fees and all that goes with it.
You might be in collections by that time anyway.
January 25th, 2009 at 1:49 am
Why get an anticipation loan? You are costing yourself a LOT of money with those. If you are diligent and file your income taxes quickly, you can get your refund within 2 weeks (if you get it electronically) - that’s without having to pay anything more than the e-file fee (which can be free with tax prep software purchases of $20 or so. This is A LOT cheaper than the advance loans places will cost you and with the software you will do just as good of a job.
To answer your question, it won’t affect your refund. See if you can hang in there and pay it off with your refund from YOUR OWN filing. Stay away from advance loans - they are bad news. Good luck.
September 10th, 2010 at 10:49 pm
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