Justin P asked:
“What legal action can those payday loan companies take for default payments in Texas,and what are the chances of formal charges…its not over a grand??” I have heard that pestering is what they do most.Anyone ever hear bout paying someone you owe a dollar a month,and you cant be charged legally??
Payday Loan Default
“What legal action can those payday loan companies take for default payments in Texas,and what are the chances of formal charges…its not over a grand??” I have heard that pestering is what they do most.Anyone ever hear bout paying someone you owe a dollar a month,and you cant be charged legally??
Payday Loan Default
January 20th, 2009 at 2:31 pm
The theory that paying only a $1.00 a month will keep you out of trouble is just a myth. If you were hauled before a judge, he would tell you that you have to make a sincere effort to pay. $1.00 a month is not a sincere effort.
January 21st, 2009 at 11:34 pm
I don’t know about Texas but in Kansas if it is over 500.00 you got a big problem if they choose to sue. Legally you can pay them any amount a month but if you are in default they can refuse any payment arrangements less the balance in full and sue you even if you are making payments. They can talk to you or leave one message a day but they can call 20 times a day if they want to. Also you probably gave them references so they will call them also. I have a friend that defaulted on 2 and bugged her until she paid.
January 23rd, 2009 at 2:51 pm
When you borrow money from those places, you are also agreeing to their terms. Your checks will be garnished until the interest and penalties are covered.
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