Comments on: could some one help me with credit card issues?

By: M S 3 5

M S 3 5 — Fri, 23 Jan 2009 16:22:33 +0000

first, i dont think cash advances are bad for your score, they are just included on your balance. but watch out, you usually come with an extremely high interest rate!! and you have to pay purchases down before you get to bring your cash advance balance down.
second, most times a day or two isnt bad, depends on how picky the credit card company wants to be. and if they think its a good reason to say that you “defaulted” , your other credit card interest rates will go to default rates too!!

By: SPIFIMAN1

SPIFIMAN1 — Wed, 21 Jan 2009 03:05:35 +0000

First. Cash advances are not bad for your score unless your balance exceeds 30% of your limit then your score takes a hit.

Second. As long as your payments are made 29 days or less after the due date they are not report-ably late. You would most likely get hit with a late fee but the payment would not be reported late.

By: golferwhoworks

golferwhoworks — Sun, 18 Jan 2009 00:34:59 +0000

no just bad for charges on your card and you must be 30 days past due for there to be any effect on your score 1 day isn’t any thing to worry about